Welcome to our website, where we offer digital products and membership. We appreciate your interest in our products and services. Before you access or use our website, we recommend that you read these terms and policy carefully.

DIGITAL PRODUCTS

a. Refunds and Credits
Because of the nature of our business being digital products, all sales are final, and we do not offer refunds or credits. By purchasing a digital product from us, you acknowledge that you have reviewed the product description, and you understand that you will not receive a refund or credit for any reason.

b. Product Description
We make every effort to provide accurate and detailed product descriptions for our digital products. However, we cannot guarantee that the descriptions are complete, accurate, or error-free. By purchasing a digital product from us, you acknowledge that you have reviewed the product description and understand the features, functionality, and limitations of the product.

c. Product Delivery
After purchasing a digital product from us, you will receive a link to download or access the product. We will make every effort to ensure that the product is available for download or access. However, we cannot guarantee that the product will be available at all times, or that you will be able to download or access the product without interruption or error.

a. Membership Cancellation
To cancel your membership, you must cancel 3 business days before your payment is drafted from your account. Otherwise, you will have to wait until the next billing period. We do not offer refunds or credits for any payments made, regardless of whether you used the membership during that time.

b. Membership Termination
We reserve the right to terminate your membership at any time and for any reason without notice. If we terminate your membership, you will not receive a refund or credit for any payments made.

c. Membership Benefits
As a member, you will have access to exclusive benefits and content. We reserve the right to change or terminate any membership benefits at any time without notice.

a. Intellectual Property
All content and materials on our website, including but not limited to text, graphics, logos, images, and software, are the property of our company and are protected by copyright, trademark, and other intellectual property laws.

b. Limitation of Liability
We are not liable for any direct, indirect, incidental, special, or consequential damages arising from your use of our website, digital products, or membership.

c. Governing Law
These terms and policy are governed by and construed in accordance with the laws of the state or province where our company is located.

d. Entire Agreement
These terms and policy constitute the entire agreement between you and our company and supersede all prior agreements or understandings, whether written or oral.

By accessing or using our website, digital products, or membership, you agree to these terms and policy. If you do not agree to these terms and policy, please do not access or use our website, digital products, or membership.

 Effective April 1,  2020